Stephen J. Carl, J.D.
Chief Executive Officer
BA in Biology from University of Rochester, 1989
JD in Law from Albany Law School, 1992
Favorite Quote

“The Best Is Yet To Come” — Frank Sinatra

Steve has a role in every vital function at High Probability Advisors. He leads our efforts in client services, operations management, corporate strategy, and regulatory compliance. He is also a member of the firm’s investment committee. He started his career as a practicing attorney over 25 years ago focusing in the commercial, corporate, and banking areas, but then moved in-house, becoming the Corporate Counsel for a large SEC Registered Investment Advisor, with affiliated mutual fund family, trust company and broker/dealer firm. With that broad-based legal & investment industry experience, Steve moved to another SEC registered RIA, Clover Capital Management, in 2000 to become its Chief Operating Officer and eventually its President. Clover was acquired by a large public company in 2008. Steve continued with the new firm through the end of the deal transition period in 2014. After leaving Clover, Steve started other successful privately held businesses.

Steve shares the mission of everyone at HPA to truly help investors navigate the volatile markets and the investors’ own reactions to the volatility to a more successful outcome. Through HPA’s investment focus of implementing an academically supported investment approach, along with sound investment advice and industry best practices, Steve fulfills his personal goal to help clients reach their full financial potential by positioning them for the highest probability of success that we can, helping them stay on course and avoid the common pitfalls of investing.

Steve is active in several not-for-profit organizations and serves on a few Boards of for-profit companies. He is a member of the Rochester Philanthropy Council for the University of Rochester, active member of Young Presidents’ Organization (YPO) and Board Member of YPO Northeast U.S. Region Executive Board. He is also a Director and Member of Executive Committee for Seagate Alliance, Inc, a for-profit company, a general purchasing group, as well as for Operation Brain Freeze, LLC, which owns multiple restaurants.

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